Karen Love, REALTOR with Capstone Realty Services

Featured Listings


7112 Swinnea Ridge South, Southaven, MS 38671


3 Beds | 2.50 Baths | 1843 SqFt

Three bedroom, two and a half bath home in sought after Swinnea Ridge! Original owners live in this home and has been very well maintained! Features an oversized garage and a screened in porch. Kitchen has new counter tops, double oven/range and a Fisher and Paykel double drawer dishwasher. Windows and front door have solar shades to lower your utilities and your lawn care is included in the HOA fees! Schedule your appointment today!

Property Details

Corner Commercial Property On Hwy 302

2205 Goodman Road, Horn Lake, MS 38637


0 Beds | 0.00 Baths | 0 SqFt

This property has two lots zoned commercial C-3. One lot is located at 2205 Goodman Road and other lot is adjacent at 6931 Wallace Lane. High traffic count area. There is a house on each property but being sold as is at no value. Would make a great location for an attorneys office or insurance office!

Property Details

Pool, hot tub and 3660 sq ft in Hernando!

995 Cedar Grove Pkwy, Hernando, MS 38632


5 Beds | 4.00 Baths | 3660 SqFt

Gorgeous custom home with a hot tub and inground saltwater pool in sought after Lakes of Cedar Grove! This plan has the master bedroom and two additional bedrooms downstairs. Upstairs, you will find a large additional bedroom, a bonus room, bathroom, an office or craft room. There is space to entertain with a formal dining room and large eat in kitchen area. The great room has French doors that open to the sunroom so you can have an abundance of natural light. Outside, your patio is covered with a large wooden pergola that overlooks the hot tub and pool area. This home is full of custom features throughout. Don't miss your opportunity to own this piece of paradise!

Property Details

Get To Know Me!

Capstone Realty Services Karen Love

ABR, SRS, Accredited Member of Better Business Bureau

When choosing a Real Estate Professional, it's important to choose someone who is willing to be available to you when you need them. I understand you're busy and don't want to spend your time chasing your agent. If you're selling, you want prompt feedback on your showings and updates on how I'm marketing your home. If you're a buyer, it's very important in today's market, to make sure you schedule an appointment to see a home that comes on the market as quickly as possible after it's listed. I'm a full-time REALTOR in North MS and I'm dedicated to clear, prompt communication with my clients, lenders and closing attorneys to make certain your real estate transaction is fast and efficient. My energetic personality, combined with my determination for success and willingness to go above and beyond the expectation of my clients, are key components for my success!

The best interests of my clients will always come first in each and every transaction, as I am dedicated to the development of long-term client relationships!
I am honored that a large portion of my business comes from referrals from past clients and I invite you to check out my testimonials! 
MultiMillion Dollar Producer Since 2013
Topaz Award Winner 2016
Quality Service Award Winner 2016
Masters Ruby Award Winner 2017
Quality Service Pinnacle Award Winner 2017
SRS, Seller Representation Specialist
ABR, Accredited Buyers Representative
Accredited Member of Better Business Bureau 

Customer Satisfaction Guaranteed!

What is your biggest fear when you list your home with a REALTOR? It's simple.  People worry about being locked into a listing agreement with a REALTOR that does not meet their expectations.

No worries! If you aren't completely satisfied with my services, you can cancel your listing at any time.  No hassles.  I believe that if you're unhappy with the service you receive, you should have the power to fire your agent.

I never settle for less than the highest professional standards and I am confident that you will be happy with my services and results.  Call me today to find out more!

My Service Locations:

  • Hernando, MS
  • Olive Branch, MS
  • Southaven, MS
  • Horn Lake, MS
  • Senatobia, MS
  • Coldwater, MS
  • Byhalia, MS

Utility Providers

AT&T - 800-753-0223 
Century Tel - 800-201-4099 
Comcast - 662-393-2106 
Direct TV - 877-301-3067 
Dish Network - 888-926-5457 
Atmos Entergy - 800-621-1867 
Entergy Mississippi, Inc. - 800-368-3749 
NorthCentral Electric Power Assoc - 662-838-2151 
North MS Utility Co. - 662-429-9509 
Hernando Utility Providers - 662-429-9092 
Olive Branch Utility Providers - 662-893-5209 
Southaven Utility Providers - 662-393-7353 
Horn Lake Utility Providers - 662-393-0249 
Lewisburg Water Association - 662-895-6022 
Nesbit Water Association - 662-429-8800 
Walls Water Assocation - 662-781-3722 



We can't say enough about Karen she's a PRO from start to finish !!!!! If we had hired Karen first our Home would have Sold in 2 Month's instead of 14 Month's!!!!! - Paul & Fran Stockham

We just moved into our beautiful new dream home thanks to Karen! We truly believe God sent her to us. We didn't think we would be able to sell our home. Then appeared the hardest working person in real estate. Karen is reliable, accessible all the time. Personable and down to earth. Honest. We felt a calmness working with her we had never felt in a real estate transaction. Karen laid our fears and anxieties to rest and now we are enjoying our huge beautiful new home! She may no longer be our agent, but she's our new friend. We can't thank you enough Karen! - Diane M., Southaven, MS

"Amazing people! Had the best experience with her help and 100% recommended.  I truly enjoy finding my home with her help. Made it super easy and was very helpful." - Rosa F., San Francisco, CA

"REALTOR Karen Love is one of the nicest people that we have ever met. She was most accommodating and went out of her way to help us during our search for a new home. She is also always cheerful and is very easy to work with...she genuinely cares about her clients." - The Lindleys

"When I started looking to buy a home, Karen Love was more than dedicated in assisting me with finding the right home that was suitable and affordable for me and my family. She put our needs first.  My most favorite part I loved about Karen was she stayed in constant touch with me.  I never had to reach out to her for information or help.  She goes above and beyond the expectations." - Ginger Gullick, Hernando

"Karen was a neighbor and we trusted her to be fair and honest with us. She was absolutely all of that and more. She kept us informed and grounded through what is otherwise a stressful and emotional process." - Melody Earnheart, Hernando, MS

"Karen Love was the BEST realtor I could have ever imagined!  The buying process was an absolutely incredible experience for my husband and me.  She really understood our needs and wants and found us a home better than we could have ever dreamed of. I would highly recommend Karen to anyone I knew with interest in sellling or buying a home.  Thanks Karen for all of your hard-work and dedication!! You're AWESOME!" - Brandon and Clara Gregg, Hernando, MS

"Karen had excellent local knowledge and clearly explained the entire purchase process.  Karen was always accomodating to our weird schedule and if she couldn't make it, her business partner did. Both Karen and Bill Stoddard were great to work with and would recommend their services to anyone." - Steve K, Olive Branch, MS

"Kind, caring, professional, motivated.  Karen works after hours to make sure her customers are satisfied. I highly recommend her services. She's #1." - Ruby Dumas, Southaven, MS

"We knew that we needed and wanted to move for quite some time. Another agent with Century 21, Becky Love, endured our on again off again attempts at finding a home we loved for many years. During that time Becky counseled us in the improvements needed for a quick sell. She did multiple walk throughs to evaluate our progress. Becky truly wanted us to sell our home and find a home we loved. She was my wife's realtor on the sale of her previous home. They became fast friends during that time and when Beckys life was cut short by cancer it was felt deeply in our home. Becky made sure we were in good hands and referred us to her sister in law Karen Love. Just like Becky, with true southern class and grace Karen became a part of our lives. She was always there with that loving smile and made us feel welcome and well cared for. Karen is more than our realtor she is our friend. We have our forever home that we love dearly and a new forever friend. Thank you Karen! God Bless! Thank you Becky!"​ - Steven and Carolyn Keelin

"Karen Is a loyal and caring agent. She helped us tremendously with our search for new home. We moved here from Vicksburg MS and did not know the area, It was important for us to find an agent who was not only helpful but knowledgeable. I am blessed to call Karen my agent and my friend." - Deanne and Robert Shover, SOUTHAVEN, MS 

"Karen was on top of it from first day to closing.would recommend Karen Love of your buying or selling." -Paul Stockham Biloxi MS 

"Karen was very very helpful through my whole shopping/buying experience. Not to mention very patience as it took me a little over a year to choose the right home. It was my first home purchase and she was very experienced and helpful in answering all my questions ,concerns , worries etc. If she didn't have an answer she would find the answer very quick. Also there wasn't one time that I called or texted that she didn't answer or respond immediately to my calls, and was ready ,willing and able to jump right on anything i needed from looking at a home ,questions about the home or even helping with concerns probably not even on her job title. Lol. Always has a great attitude and a smile on her face." - Ronnie Hughes Hernando MS

"Karen was so helpful during my home buying experience! She made it stress free and took care of everything for me. Karen was always available to answer my calls and any questions or concerns that I had. I will gladly recommend her to anyone in the market to buy their own home." - Shelley Wilson, Southaven MS

"Ms Love is an exceptional agent. We can not say enough about her attention to detail. She was very patient
and informative about the whole process. We were having a bad experience prior to meeting her and she
jumped right in and turned our home buying experience into something we will never forget. Her
professionalism is superior and her knowledge and anticipation of the customers needs truly set her apart. If
we decide to buy another home she will be our number one choice of agents. She doesn't just sale houses,
she invests herself into your dream. Thank you Ms Love for your tireless efforts on behalf of us who have no
idea of what buying a home entails."
Craig & Terri Elliott

"Properly estimating the sale price of property as well as agent responsiveness/availability were most important to me. Karen was above expectations on both, and I am a difficult person to please." -Jessica, Hernando

"Karen Love was amazing! She had a great knowledge and understanding of what I wanted.  She never pushed me in any one direction.  She was patient with me and explained everything to me.  I would recommend her to anyone and would use her again!"  - Jennifer Young, Southaven

​"Karen was very professional in dealing with interested buyers and always highlighted the benefits and location of our home.  She was very thoughtful and was a comfort to us in dealing with my wife's fall which sent her to two Hospitals. My wife is now doing PT and Karen told me to keep her updated on her progress!  You have a very caring and thoughtful person working for you!

You probably have seen the advertisement in the magazine that says they have many friends who are Realtors yet they have only one Realtor of a certain name. Well, if we ever sell another house there is no question that Karen Love will be our only choice!!​ Great experience and I would just second everything I said about Karen Love and her quality service and caring attitude!"Allan & Sue Williamson, Hernando

"Karen did an excellent job. She was a true professional from start to finish." Edwin Bridgeforth, Olive Branch, MS

"Karen provided excellent service and guidance throughout the entire process of selling our home.  She sought guidance if needed in order to offer us the widest perspective at any hurdle.  Her customer service was unmatched, and we never had a worry during the process.  Karen always went above and beyond returning emails and phone calls, and she periodically checked on our home and made sure to be present to coordinated various aspects of the process when we were unavailable such as termite inspections, home repairs, etc.  Her advice saved us time and money, and Karen always handled herself with integrity and professionalism.  We enjoyed the experience and Karen is like one of the family now.  You will not find a better person with more integrity than Karen."  Jon Wilson, Hernando, MS

"When I moved to Southaven Ms. some 10 1/2 years ago, Becky Love, Karen's Sister-in-Law sold me my house...I have known the Love's for years now due to this sale and after speaking to Karen by telephone with her enthusiasm and kindness and willingness to work with me, I decided to call her back and have her represent me for the sale of this house...AND! I am so glad I did, as Karen went BEYOND THE BEST to make certain that I was definitely being taken care of....She went over the TOP to take care of issues so that I could drive to Florida with my dogs prior to her showing the house which we both worked on to make it right...And because Karen worked her Butt off for me, I got a Buyer for my house and made a good sale and I was in Florida at the time....Not many Agents are willing to go Beyond The Best to handle EVERYTHING FOR THEIR SELLERS...So for that, I am grateful and want your Office to know that you have a Wonderful Agent with Compassion, Understanding, to help in any way that she can to make things as easy as possible for me, the Seller....I could not be happier with the outcome of the sale of my home."  Rita Leone, Florida

"Enjoyed working with Karen she's a great person very knowledgeable and friendly."  Sarah, Olive Branch

"I found Karen Love via her strong reviews and testimonials on realtor.com. This was my first experience
selling a home, and she was terrific in explaining the process. She is highly experienced, professional,
knowledgeable, available, and communicative. She has many contacts in peripheral service areas that you
may need during the sale process, which I found very helpful. I strongly recommend Karen Love, and I would
not hesitate in using her in future home sales or purchases in the area in the future! WONDERFUL!!" 
Amy Schnelle, Olive Branch, MS

"Karen was great. Bought two houses with her and will get more soon!"  Justin Smith, California

"Karen is the best. She is very detailed and has great follow up. I would never use any other agent other than Karen....Joe M, California


Real Estate Blog

24 May

3 Questions to Ask Your Real Estate Agent

Ready to find your new home?  Before you begin the process, gather your list of questions to ask…including these three important questions! When you’re looking for a new home, keep in mind that no home is perfect.  Before you begin the process, make a list of your ‘must haves’ and then create a list of questions to ask your real estate agent. Here are three questions you should include on your list: 1.  What is the sales history of the house?  If a home you are looking at has struggled to sell in the past, that’s a red flag you will want to discuss with your agent.  She will be able to inform you about why it’s had problems and counsel you on whether or not it’s a risk you want to take, if you try and sell the home yourself, in the future.   Your realtor could guide you towards being able to snap it up at a bargain price if the issue wasn’t with the home but with the economy in the past, for example. 2. Which contingencies make sense and which can you skip when placing your offer?  Your real estate agent knows the house, the area, and your legal rights, so ask her for guidance in this area.  She will make sure you are properly protected when making your offer. 3. Can you tell me what’s going on in the neighborhood and the surrounding community?  Your agent knows the market and the area, so ask her for information on demographics, crime rates, housing trends, and schools.  Ready to Buy a New Home? When you’re ready to buy a new home, contact your real estate agent first.  She will be able to guide you through the entire process, answer all your questions, and find the home that’s perfect for you and your family! Ready to start the home buying process?  Contact me and to schedule a meeting! 

Read More

1 May

Questions to Ask Your Realtor When Buying a House

Here are five questions every homebuyer should ask their realtor during the home purchase process. When you’re ready to purchase a home, whether it’s your first time or you’re a homebuying veteran, there are questions you should review with your realtor before purchase. 1. What is the Sales History of the House? If a home has been a struggle to sell in the past, you might be able to use that to your advantage and get the home at a lower, bargain price. 2. Are there any contingencies we should ask for or should we skip certain ones altogether with our offer? In certain markets, especially thriving markets, having too many contingencies could turn off sellers or make the more adverse to accepting your offer.  Since you don’t want to overexpose yourself to risks, rely on the guidance of your DeSoto County Realtor to guide you through this decision. 3. Are there any homeowner’s association assessments and what are the required fees and rules of the association? As homeowner dues for HOA will be figured into your budget, you’ll want to check to see if they will be going up anytime soon.  Plus, you should find out what the HOA rules and requirements are before putting in an offer to ensure they are factors you can adhere to. 4. What’s going on in the neighborhood and local area? Your real estate agent will be able to share stats, trends, and news about the area.  She can tell you if housing prices are dropping or if the local economy is picking up.  Both of these factors, for example, can impact your asking price should you want to sell your home in the future. 5. Would your agent if she would buy this house? If your agent wouldn’t buy the house, then that’s a sign that something might be off — so ask for clarification as to why not. DeSoto County Real Estate Agent Your real estate agent will know the neighborhood and home better than you, so take full advantage of her knowledge and her expertise guide you through the entire process. If you’re ready to start the home buying process, contact me today and let me guide you through every step.

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8 Apr

Common Repairs Sellers Need to Fix After Home Inspections

If you’re selling your home you might be wondering about the most common repairs sellers are asked to address after a home inspection.   While not all repairs are equal and not all will be ‘required’, a prospective home buyer might make any or all of them contingent on the purchase of the house. In the simplest of terms, post inspection home repairs fall into three categories:  repairs that must be done,  ones that typically aren’t required and can be skipped, and  ones that are up for debate because they don’t ‘have’ to be done, but they will make the house more buyable to a prospective home buyer Repairs that Must be Done Due to the overall severity, there are post home inspection repairs that are typically required by lenders before they will release funds to finance a buyer’s home purchase. Typically these address structural defects, building code violations, or safety issues. If you have repairs that belong to this category, get bids from at least 3-4 contractors and then, either have the repairs handled or offer the buyer’s a repair credit, based on the bids and if the lender will approve, in order to keep the transaction process moving quickly.   While many lenders won’t go for this, others will if it won’t put the buyers in danger. Home Repairs that are Skippable Cosmetic issues and normal wear and tear usually don’t have to be fixed. As most contracts will only require items that impact structural defects or building code violations (those belonging in the first category we mentioned), those in this category are ones that home buyers can request, but that most contracts will explicitly state are not requirements the seller has to address. To be sure, consult with your realtor regarding your local ordinances and discuss the pros and cons of fixing or refusing to fix items that fall into this category. Negotiable Home Repair Issues The third category is truly a gray area as it leaves it totally up for debate between the seller and buyer as to how these items will be addressed.  Items in this group can be ignored, offset by a buyer credit, or addressed by the seller. How you and your realtor decide to handle these repairs will depend, in part, on the market you’re in. If you’re in a hot seller’s market, you have more power to call the shots. However, in a normal market, you won’t be able to draw such a hard and fast line. Work with your real estate agent to understand what items you should tackle and where you might want to push back. Ready to Sell Your Home? Are you ready to sell your home?  Contact me today and let’s get your home ready and on the market!

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Desoto County

Hernando, MS


Horn Lake, MS

Olive Branch, MS

Southaven, MS

Walls, MS




Have any questions? Feel free to contact me